The Payment Card Industry Data Security Standard (PCI DSS) ensures that all companies that process, store, or transmit credit card data maintain proper account security throughout the entire transaction. Any merchant that wants to process, store, or transmit credit card data is required to be PCI compliant
There are several components to ensuring your transaction data is secure and following PCI standards.
Build and maintain a secure network and systems
- Install a firewall configuration to protect cardholder data
- Do not use vendor-supplied defaults for passwords and other security parameters
Protect cardholder data
- Utilize a PCI compliant POS system, safeguard stored data
- Encrypt transmission of cardholder data across open public networks
Maintain a vulnerability management program
- Protect all systems against malware and regularly update antivirus software
- Maintain secure systems and applications
Implement strong access control measures
- Restrict access to cardholder data
- Limit staff member access to data
- Identify and authenticate access to system components
- Restrict physical access to cardholder data
Regularly monitor and test networks
- Track and monitor all access to network resources and cardholder data
- Test security systems and processes
Maintain an information security policy
- Ensure it addresses information security for all personnel
Wrestling with technical jargon and complex paperwork of PCI compliance can drain hours from your day. But complying with Payment Card Industry (PCI) standards doesn’t have to be a headache. Partnering with Delta Payments makes the process quick and easy, which allows your team to get back to serving your customers and growing your business.
Our experience, methodology and technology will give you the tools to go beyond the base-line requirements and build a compliance program that will help you defend against the latest cyber-attacks.